1. Eliminate all consumer debt
2. Have a 3 month emergency fund
3. Tracking spending
4. Invest at least 25% of income
5. Have proper insurance.
6. Leave below your means

With this formula, wealth is certain. This is currently working for us and will surely work for you!

My recommendation is for you to bookmark this and read it daily. This is a magic that has worked for millions of people and still work.